Insurance and risk management is a challenging subject and is not easily resolved with a one-size-fits-all approach. Mercantile Advisors is licensed both as an Insurance Consultant and Insurance Agent in Virginia. The insurance lines include property & casualty, and life & health.

The same licensing applies to the individuals that are serving any insurance inquiry and the combination on licensing allows us to serve either as an agent that is writing the coverage or to act as a consultant on an hourly fee basis and review current insurance needs and to act on behalf of the client to find the appropriate policy.

Any insurance need that falls outside of Virginia, is based on where the proposed insured is physically located, is subject to determining licensing requirements and regulations of the jurisdiction prior to any in depth discussions. The principal holds several non-resident insurance licenses and not all jurisdictions issue a consultant’s license.

The offering of insurance to the overall services offerings adds the value by introducing additional tools used to enhance the client relationship. Some of such needs that coincide with other services include, but are not limited to annuities for individual income protection, surety bonds for contractor needs, general liability coverage for businesses and life insurance needs. Custom policy design and selection is based on having expansive resources at hand. Inquiries to see what is available are always welcome.